I moved to the United States when I was a child from Yangzhou, China. After sixteen years, I could easily pass as an American because I speak English without an accent, and I am w
Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early
I think most of us have been asked to lend money to someone we know. No matter how close you are with the potential borrower, there are certain situations when you just have to sa
The urge to save money is a defining characteristic of the budget traveler. But is there ever a time when it is actually a good idea to spend money? If it will healthfully support
Planning a trip? Learn how to keep your sightseeing on the inexpensive side, especially if you have an opportunity to map out your itinerary ahead of time.
My goal has always been to work for ten years and then have enough financial freedom to do whatever I want to do. Whenever I tell people this they seem to be rather incredulous an
There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces
Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One
In my house we try to spend gift cards as soon as possible because the longer they are held the less purchasing power they have. Sometimes there are just cards you are not interest
Are you an artist at heart and love to dabble with photography and videos? Do you find that Photoshop and video editing tools are too expensive and cumbersome to use? Well, now t
Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan
My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga
I used to be afraid of bargaining. The thought of haggling over a price, or even asking for a discount, was embarrassing. Then I began visiting countries in which haggling is expec
I have always loathed Valentine's day because everywhere I went I would see gaudy pink and red balloons and roses and men who are literally suckered into buying the useless thi
So you need to remain accessible while you're traveling, but don't want to succumb to your cellular provider's obscene roaming and long distance charges. Pay phones
Most people think that the frugal way to travel is to stay in hostels. However there are a number of scenarios where that may not be the case. Read on for some tips on how to
Bring up class and most people start to get touchy. Unfortunately, it's an unavoidable reality when traveling. Different groups of travelers define themselves and others by cla
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